FIG 5.0 \u00b7 FAQ
If we missed your question, write us at hello@drumlin.com. Plain English, no marketing in the reply.
01 \u00b7 The basics
You
What is Drumlin, in one sentence?Drumlin
Software that lets self-directed Canadian retail traders run rule-based strategy templates through their own Questrade or Interactive Brokers Canada account, with a 30-day paper-trade gate, a daily CAD loss cap, and a one-click kill switch the user cannot accidentally turn off.You
Which brokers can I connect?Drumlin
Questrade via the official OAuth REST API, and Interactive Brokers Canada via the Client Portal Web API. Both are CAD-native. Wealthsimple Trade is on the v2 watch list and ships only when Wealthsimple publishes an official public API — we will not ship a reverse-engineered integration.You
Where is Drumlin based?Drumlin
Ottawa, Ontario. Built in Canada, for Canadian rules. Made by HJB CodeForge.02 \u00b7 The 30-day gate
You
Why a non-skippable 30-day paper-trade gate?Drumlin
Because that is the product. Every other rule-based trading tool treats simulation as tutorial mode. We treat it as the cooling-off window the discipline depends on. The gate runs server-side per strategy. There is no power-user override and there is not going to be one.You
How is paper trading actually simulated?Drumlin
Drumlin runs the strategy against your broker’s live quote feed and writes simulated fills to a shadow ledger inside our database. No orders are sent. You get a realistic feel for how the strategy behaves on real-time data without real-time exposure.You
Does the gate count weekends and holidays?Drumlin
It is a 30-calendar-day timer with a minimum trade-count threshold underneath it. Both have to clear before the live-mode toggle is server-enabled. Weekend days count toward the 30; the trade count only ticks during open sessions.03 \u00b7 Money, custody, advice
You
Does Drumlin hold my money?Drumlin
No. Orders execute through your own broker using your OAuth credentials. We are not a registered dealer. We do not custody cash, securities, or any other client asset. Your funds stay where they are today.You
Is Drumlin giving me investment advice?Drumlin
No. Drumlin is software you configure. The five default templates are starting points, not picks. We do not select strategies for you, we do not show you anyone else’s PnL, and we do not publish leaderboards. If you want advice, talk to a registered adviser.You
What happens if I hit my daily CAD loss cap?Drumlin
Working orders are cancelled immediately. New entries are blocked until midnight Eastern. We email you a single line summarising the breach. Your strategies remain in place — they just cannot place new orders for the rest of the day.04 \u00b7 Tax and reporting
You
Does Drumlin issue a T5008?Drumlin
No, and nobody should. T5008 slips are issued by your broker. What we ship is a CSV trade journal designed to reconcile against the T5008 your broker sends you — with per-symbol Adjusted Cost Base and the 30-day superficial-loss rule applied to flagged rows. Your accountant will know what to do with it.You
Does Drumlin file my taxes for me?Drumlin
No. Drumlin gives you the journal; you or your accountant file the return.05 \u00b7 Coverage
You
What instruments are supported at v1?Drumlin
Equities and ETFs on TSX, TSXV, NYSE, and NASDAQ. Cash accounts only. No options, no futures, no crypto, no margin, no short-selling at v1 — each of those is a separate compliance surface and we are taking them one at a time.You
Can I write my own strategies?Drumlin
Not at v1. The five default templates ship with editable parameters, which is enough to express most rule-based intraday and end-of-day approaches. A custom strategy builder is on the v2 list.You
Is there a mobile app?Drumlin
Web first. A mobile experience focused on notifications and the kill switch is planned for v2.06 \u00b7 Pricing and billing
You
How much does it cost?Drumlin
CAD $39 per month, flat. One plan; everything is included. Canadian GST/HST/PST is added automatically based on your billing address.You
Are there performance fees?Drumlin
No. We do not take a cut of your gains. We do not see your gains.You
Can I cancel?Drumlin
Yes, any time, from the Stripe customer portal. No retention call.